An Anthem Medicare supplement can help protect you from the gaps left by the coverage in a traditional Medicare plan. With traditional Medicare both Part A and Part B have deductibles, coinsurance, and copays that can really add up quickly if you get the wrong type of illness.
Anthem Medicare supplement plans are represented by different letters to determine which plan you are choosing. While this may seem confusing with Medicare Part A, B, C, and D remember to think of supplements in terms of plans instead of parts. Each plan will fill a certain number of the gaps left by Medicare Part A and Part B. The nice thing about any medigap plan is that the plans are standardized across all the companies. So if you are looking at Anthem Medicare supplement plans or an AARP Medicare supplement you will be looking at the exact same coverage as long as the plans have the same letter (you can learn more about an AARP Medicare supplement HERE). This makes shopping much easier since you are just comparing price and the different company reputations (you can find more information about the different Medicare supplement insurance companies HERE).
Coverage for any medigap plan is determined by which plan you choose. For example, plan F gives you the most comprehensive coverage filling all the gaps left by Medicare. Plan A gives you the least coverage filling only a few of the gaps. When choosing a plan you are really deciding how much risk you are willing to take on yourself. If you have a large nest egg and want to pay less per month maybe you take a less expensive plan with a little less coverage. If you are on a smaller fixed income you may decide to pay a little more per month for the assurance that no bills are coming your way. The best way to know which plan meets your need is to explore each plan. To find out more about each of the Medicare supplement plans click HERE.
The rates for each plan vary greatly by what area of the country you are in, your age, and your current health. If you are just turning 65 or are just signing up for Medicare Part B you will enjoy a 6 month period called the open enrollment period. During these six months you will be accepted into any Medicare supplement plan with no underwriting. This means they will not check your health in giving you your rates. For people who have chronic illnesses or are smokers this is your chance to get the lowest possible rates. The only way for anyone to know exactly what a plan will cost is to get a set of custom quotes. We would be honored to help you through this process. You can fill out the form on the side or bottom of this page or you can go to get a Medicare supplement quote HERE. We will not only give you a quote for Anthem Medicare supplement plans but also other competitive companies for your area.